This file is indexed.

/etc/mysql/mariadb.conf.d/50-client.cnf is in mariadb-client-10.0 10.0.24-7.

This file is owned by root:root, with mode 0o644.

The actual contents of the file can be viewed below.

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#
# This group is read by the client library
# Use it for options that affect all clients, but not the server
#

[client]
# Default is Latin1, if you need UTF-8 set this (also in server section)
default-character-set = utf8mb4

# This group is *never* read by mysql client library, though this
# /etc/mysql/mariadb.cnf.d/client.cnf file is not read by Oracle MySQL
# client anyway.
# If you use the same .cnf file for MySQL and MariaDB,
# use it for MariaDB-only client options
[client-mariadb]