This file is indexed.

/etc/pam.d/systemd-user is in systemd 237-3ubuntu10.

This file is owned by root:root, with mode 0o644.

The actual contents of the file can be viewed below.

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# This file is part of systemd.
#
# Used by systemd --user instances.

@include common-account

session  required pam_selinux.so close
session  required pam_selinux.so nottys open
session  required pam_loginuid.so
session  required pam_limits.so
@include common-session-noninteractive
session optional pam_systemd.so